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2017 New Brunswick Budget Submission

Published on 08/12/2016

Taxation

CLHIA Response to "Pooled Registered Pension Plans (Manitoba) Act"

Published on 25/11/2016

Pensions and Retirement > Pooled registered pension plans/PRPPs (and provincial variations)

CLHIA submission to Finance Canada regarding the Review of Federal Financial Sector Framework

Published on 15/11/2016

Insurance > Federal Legislation

Submission

LIFE AND HEALTH INSURANCE INDUSTRY APPLAUDS ONTARIO ADOPTION OF PRPPS

Published on 11/11/2016

Pensions and Retirement > Pooled registered pension plans/PRPPs (and provincial variations)

LIFE AND HEALTH INSURANCE INDUSTRY WELCOMES SUPPORT FOR GREATER TRANSPARENCY AT THE PHARMACY

Published on 10/11/2016

Prescription Drug Costs > Drug pricing

Comments on Proposed Supervision Framework and Publishing Principles for FCAC Decisions

Published on 10/11/2016

Compliance > Corporate governance

Submission

2017 Manitoba Budget Submission

Published on 08/11/2016

Taxation > Provincial and Territorial Taxation

LIFE AND HEALTH INSURANCE INDUSTRY REACTS TO FEDERAL FALL ECONOMIC STATEMENT

Published on 01/11/2016

Capital and Assets > Long-term investments

IVIC Suitability Needs-Based Sales Practices

Published on 31/10/2016

Distribution > CLHIA Distribution guidelines and reference documents

CLHIA response to PMPRB Guidelines Modernization Discussion Paper

Published on 14/10/2016

Prescription Drug Costs > Drug pricing

Risk-based Global Insurance Capital Standard Version 1.0

Published on 19/10/2016

Capital and Assets > Minimum Continuing Capital and Surplus Requirements

2017 British Columbia Budget Submission

Published on 14/10/2016

Taxation > Provincial and Territorial Taxation

Review of Ontario's Solvency Funding Framework for Defined Benefit Pension Plans

Published on 30/09/2016

Pensions and Retirement > Employer pension plans

Submission to Ontario's Ministry of Finance

CLHIA response to CCIR's Travel Insurance Products Issues Paper

Published on 30/09/2016

Group Insurance > Travel insurance

Submission to CCIR Secretariat

Pension Plan Investment in Canada: The 30 Per Cent Rule

Published on 16/09/2016

Taxation > Policyholder Tax Tax Deferred Products (RRSP, RESP, TFSA, RDSP, RRIF)

In the workplace retirement sphere, CLHIA member companies are major providers of record-keeping and investment management services to Canada's defined contribution pensions, and to capital accumulation plans more broadly, primarily for small- and medium-size employers.

Canadian Life and Health Insurance Facts, 2016 Edition

Published on 15/09/2016

Capital and Assets Distribution Group Insurance Insurance Pensions and Retirement > Long-term investments Minimum Continuing Capital and Surplus Requirements Coordination of benefits Employee benefit plans Travel insurance Segregated Funds (IVICs) Annuities Public pensions (OAS/CPP/QPP/GIS) Pooled registered pension plans/PRPPs (and provincial variations) Employer pension plans Registered Products (RRSP, LIRA, RRIF)

LIFE AND HEALTH INSURANCE INDUSTRY CONTINUES GROWTH TREND BASED ON RETIREMENT SOLUTIONS MARKET

Published on 15/09/2016

Pensions and Retirement > Annuities Public pensions (OAS/CPP/QPP/GIS) Pooled registered pension plans/PRPPs (and provincial variations) Employer pension plans Registered Products (RRSP, LIRA, RRIF) Retirement Income System Reviews Wealth & Retirement

Today, the Canadian Life and Health Insurance Association (CLHIA) released the 2016 edition of Canadian Life and Health Insurance Facts. In addition to a new look for this annual publication, the industry’s “factbook” illustrates yet another year of strong growth in 2015, despite the ongoing challenging economic conditions.

Task Force on Cannabis Legalization and Regulation: Toward the Legalization, Regulation and Restriction of Access to Marijuana

Published on 02/09/2016

Group Insurance Prescription Drug Costs > Employee benefit plans Pharmacare

The Government of Canada has made its decision to legalize cannabis and we appreciate the work that the Task Force has undertaken to make recommendations related to the structure of a legalized cannabis regime.

Regulations under the Pooled Registered Pension Plans Act, 2015

Published on 19/08/2016

Pensions and Retirement > Pooled registered pension plans/PRPPs (and provincial variations)

2017 Federal Budget Submission

Published on 07/10/2016

Taxation > Federal Taxation

RETIRING SOON? -- NEW WEB-BASED RESOURCE NOW AVAILABLE

Published on 03/08/2016

Consumers Pensions and Retirement > Financial Literacy Initiatives CLHIA Consumer Publications and Tools Wealth & Retirement

CLHIA Response to Consultation Paper on Consent and Privacy

Published on 26/07/2016

Trade & Commerce > Privacy

Submission to the Office of the Privacy Commissioner of Canada

Letter to Finance Canada re Transitional Rules for "Exempt" Life Policies

Published on 02/06/2016

Taxation > Provincial and Territorial Taxation

CLHIA seeks modification to the year-end 2016 transitional rules arising from the taxation of policyholders

Industry comments on the revised draft Capital Market Stability Act

Published on 06/07/2016

Capital and Assets > Securities

Submission to the Cooperative Capital Markets Regulatory System

CLHIA Letter to Alberta Dental Association and College

Published on 30/06/2016

Group Insurance > Dental insurance

Letter to CCIR re: revised Guideline G7

Published on 29/06/2016

Compliance Group Insurance > Conduct of business (Commercial practices) Creditor’s group insurance

Letter to AMF re: Complaint Handling

Published on 29/06/2016

Consumers > Complaint Handling

Follow up on the industry’s recent meetings with the Autorité des marchés financiers (AMF) about consumer complaint handling practices

CLHIA comments on Payments Canada's consultation paper

Published on 27/06/2016

Trade & Commerce > Payments System

The Canadian Life and Health Insurance Association Inc. (CLHIA) appreciates the opportunity to provide comments on Payments Canada’s consultation document entitled Developing a Vision for the Canadian Payment Ecosystem.

CLHIA's comments on the preliminary policy recommendations of the Expert Committee

Published on 06/06/2016

Insurance > Provincial & Territorial Legislation

Submission

Consultation regarding the request to increase the scope of practice by Alberta's chiropractors

Published on 02/06/2016

Group Insurance > Regulated professions

Submission

It’s time for national cooperation on retirement income security

Published on 01/06/2016

Pensions and Retirement > Retirement Income System Reviews

On Wednesday, June 1, 2016, this open letter from a coalition of 15 organizations was published in the following 10 newspapers across the country

APPOINTMENT: DEAN CONNOR

Published on 31/05/2016

CLHIA Governance > Board of Directors

The members of the Canadian Life and Health Insurance Association (CLHIA) have elected Dean Connor, President and CEO, Sun Life Financial Inc. as Chair.

CLHIA Comments on FSCO's draft 2016 Statement of Priorities

Published on 31/05/2016

Insurance > Provincial & Territorial Legislation

Submission

CLHIA Comments on PIPEDA data breach notification & reporting regulations consultation

Published on 30/05/2016

Trade & Commerce > Privacy

Submission to Innovation, Science and Economic Development Canada

Physician referrals for chiropractic services reimbursed through health plans

Published on 27/04/2016

Group Insurance > Paramedical benefits Regulated professions

Response to the Ontario Medical Association

Big changes afoot for life agents?

Published on 22/04/2016

Distribution > Market conduct Sales practices

Investment Executive May 2016

Letter to the pan-Canadian Pharmaceutical Alliance regarding subsequent entry biologics

Published on 21/04/2016

Prescription Drug Costs > Drug pricing

SEB First Principles

Information regarding the 2016-2017 Quebec budget

Published on 17/03/2016

Insurance

Reforming Canada's Patented Medicine Prices Review Board [PMPRB]

Published on 26/02/2016

Prescription Drug Costs > Drug pricing

Follow up to meeting with Federal Minister of Health

CLHIA to Minister Hunter re: ORPP cost-benefit analysis

Published on 08/02/2016

Pensions and Retirement > Pooled registered pension plans/PRPPs (and provincial variations)

Submission

Submission regarding Canada’s ratification of the Trans Pacific Partnership Agreement (TPP) Canada’s ratification of the Trans Pacific Partnership Agreement (TPP)

Published on 22/02/2016

International > International Trade

Letter to Honourable Chrystia Freeland, Minister of International Trade

Time for creativity to finance Canada’s infrastructure, Frank Swedlove, President and CEO, CLHIA

Published on 25/02/2016

Capital and Assets > Long-term investments

Canada’s insurers are very able and more willing than ever to play a larger role in making sure Canada builds the infrastructure the country needs in a timely and affordable fashion.

ACCAP-QUEBEC CALLS FOR FAIR PRICING FOR PRESCRIPTION DRUGS FOR ALL QUEBECERS

Published on 24/02/2016

Prescription Drug Costs > Drug pricing Generic drug pricing

News Release

CLHIA Response to AcSB Exposure Draft on applying IFRS 9 Financial Instruments with IFRS 4 Insurance Contracts

Published on 08/02/2016

Financial Reporting > International Financial Reporting Standards

The CLHIA commends the significant efforts of the Canadian Accounting Standards Board ("AcSB") to work with the International Accounting Standards Board (IASB) to bring about potential solutions for the misalignment in the effective dates of implementing the new insurance contracts Standard and IFRS 9.

CLHIA Submission to IASB re Applying IFRS 9 Financial Instruments with IFRS 4 Insurance Contracts Exposure Draft

Published on 08/02/2016

Financial Reporting > International Financial Reporting Standards

The Association appreciates the IASB's efforts to address concerns about the misalignment in the effective dates of implementing the new insurance contracts Standard and IFRS 9. We are pleased to provide responses to the specific questions posed in the IFRS 4 exposure draft on Applying IFRS 9 Financial Instruments with IFRS 4 Insurance Contracts.

CLHIA comments on CAPSA's strategic plan for 2016-2019

Published on 29/01/2016

Pensions and Retirement > Retirement Income System Reviews

The Canadian Life and Health Insurance Association (CLHIA) appreciates the opportunity to provide input as CAPSA prepares its Strategic Plan for the 2016-2019 period.

CLHIA Submission on FSCO Mandate Review

Published on 18/12/2015

Distribution > Market conduct

Submission to the Ministry of Finance Expert Advisory Panel

CLHIA response to the Revised Cooperative Capital Markets Act and Draft Initial Regulations

Published on 16/12/2015

Insurance > Federal Legislation Segregated Funds (IVICs)

CLHIA Submission

GFIA comments on characteristics and indicators of terrorist risks

Published on 22/01/2016

Compliance International > Anti-money laundering/anti-terrorist financing Financial Action Task Force (FATF) Network of Insurance Associations

In response to a request from the Financial Action Task Force, the Global Federation of Insurance Associations surveyed insurers to see if they have developed terrorist financing characteristics and risk indicators.

Ontario Securities Commission Rule 91-507- Trade Repositories and Derivatives Data Reporting

Published on 01/02/2016

Capital and Assets Insurance > Securities Segregated Funds (IVICs)

CLHIA submission

2016 Ontario Budget Submission

Published on 29/01/2016

Taxation > Provincial and Territorial Taxation

Submission to Honourable Charles Sousa

2016 New Brunswick Budget Submission

Published on 18/01/2016

Taxation > Provincial and Territorial Taxation

Submission to the Honourable Roger Melanson

CLHIA comments on the November 2015 position paper, Modernizing the New Brunswick Insurance Licensing Framework

Published on 21/01/2016

Distribution > Advisor regulatory requirements Market conduct

Submission

CLHIA commends PMPRB on proposed changes to the price review process for new drugs (Section C.11)

Published on 11/01/2016

Prescription Drug Costs > Drug pricing

Comments on the Patented Medicine Prices Review Board's Initiative #2

CLHIA comments on the Revised Draft Capital Markets Act (“draft CMA”) and the Draft Initial Regulations

Published on 16/12/2015

Capital and Assets Insurance > Securities Segregated Funds (IVICs)

Submission

CLHIA Comments on FICOM's bulletin on creditor's group insurance (CGI)

Published on 04/12/2015

Distribution > Alternate distribution

Submission

CLHIA comments regarding Alberta's creditor's group insurance (CGI) and critical illness coverage

Published on 07/12/2015

Distribution > Alternate distribution

Submission to the Alberta Insurance Council

Identifying cost drivers influencing dental service fees in Alberta

Published on 30/11/2015

Group Insurance > Dental insurance

Submission

CLHIA comments on OSFI Draft Guideline E-22

Published on 26/11/2015

Compliance > Corporate governance

Submission

OSFI's proposed counterparty risk charge for life reinsurance ceded to registered reinsurers

Published on 24/11/2015

Risk Management > Reinsurance

Submission

Industry feedback to CADTH on proposed changes to the Common Drug Review and Oncology Drug Review Procedures

Published on 16/11/2015

Prescription Drug Costs > Drug pricing Pharmacare

Submission

GFIA Submission on US PFIC Tax Regulations

Published on 29/10/2015

International > International Taxation

CLHIA Comments on British Columbia's LLQP Course Providers

Published on 15/10/2015

Distribution > Advisor regulatory requirements

Submission

CLHIA Comments on Facilitating Pension Evolution

Published on 16/10/2015

Pensions and Retirement > Pooled registered pension plans/PRPPs (and provincial variations)

Submission

CLHIA highlights policy priorities to Prime Minister Justin Trudeau

Published on 04/11/2015

Government Relations > Government Monitoring

Manitoba Budget Submission 2016

Published on 27/10/2015

Taxation > Provincial and Territorial Taxation

Pre-budget consultation

British Columbia's 2016 Budget Submission

Published on 15/10/2015

Taxation > Provincial and Territorial Taxation

Submission to the Select Standing Committee on Finance and Government Services

2015 and 2016 Alberta Budget Submission

Published on 14/09/2015

Taxation > Provincial and Territorial Taxation

Pre-budget consultation

Response to the New Brunswick Association of Optometrists

Published on 01/10/2015

Group Insurance > Employee benefit plans Regulated professions

Eye wear sales over the internet

CLHIA Comments on Proposed Draft Legislation: “Synthetic Equity Arrangements”

Published on 02/10/2015

Taxation > Federal Taxation

Submission to Finance Canada

Report on the Application of the Act respecting the distribution of financial products and services

Published on 30/09/2015

Insurance > Provincial & Territorial Legislation

Submission

LIFE AND HEALTH INSURANCE INDUSTRY WELCOMES THE ANNOUNCEMENT ON THE TRANS PACIFIC PARTNERSHIP (TPP)

Published on 05/10/2015

International > International Trade

The Canadian Life and Health Insurance Association (CLHIA) is encouraged by today's announcement of a successful conclusion to the TPP negotiations.

CLHIA expresses concerns to Federal Health Minister about costs of a national pharmacare program

Published on 22/09/2015

Prescription Drug Costs > Pharmacare

Letter to Honourable Rona Ambrose

Submission to Legislative Review of New Brunswick's Worker's Compensation Act

Published on 25/09/2015

Disability > Long term disability

The submission outlines our member's concerns and further explains how NB's current Worker's Compensation (WC) legislation has negatively impacted individuals with employer-sponsored group insurance plans.

CLHIA comments on British Columbia's initial public consultation paper on FIA and the Credit Union Incorporation Act

Published on 15/09/2015

Insurance > Provincial & Territorial Legislation

The association provided input on the Initial Public Consultation Paper for the Review of British Columbia's Financial Institutions Act & Credit Union Incorporation Act.

GFIA Comments on OECD paper "Conflicts of interest in retirement financial advice - Background report"

Published on 14/08/2015

International > Network of Insurance Associations

Submission

CLHIA Comments on Consultations on a Voluntary Supplement to the Canada Pension Plan

Published on 03/09/2015

Pensions and Retirement > Public pensions (OAS/CPP/QPP/GIS)

Submission to the Department of Finance

Regulation of Massage Therapists in Quebec

Published on 01/09/2015

Group Insurance > Regulated professions

CLHIA encourages the province to follow the lead of other provinces by regulating massage therapists

NEW NATIONAL STANDARD ESTABLISHED BY CANADIAN INSURERS AND RHEUMATOLOGISTS TO PROVIDE ACCESS TO BIOLOGIC DRUGS

Published on 02/09/2015

Health Care Policy Group Insurance Prescription Drug Costs > Generic drug pricing Employee benefit plans Catastrophic drug coverage Generic drug pricing Provincial & territorial drug program information Pharmacare

GFIA comments on IAIS consultation on draft issues on conduct of business in inclusive insurance

Published on 13/08/2015

International > International Association of Insurance Supervisors (IAIS) Network of Insurance Associations

GFIA comments on IAIS draft paper on issues in regulation and supervision of microtakaful (Islamic microinsurance)

Published on 13/08/2015

International > International Association of Insurance Supervisors (IAIS) Network of Insurance Associations

GFIA comments on IAIS issues paper “Conduct of business risk and its management”

Published on 13/08/2015

International > International Association of Insurance Supervisors (IAIS) Network of Insurance Associations

Submission to Health Canada regarding 'Potential Impacts of Draft Tamper-Resistance Properties of Drugs Regulations'

Published on 11/08/2015

Prescription Drug Costs > Drug pricing Provincial & territorial drug program information

Updating Pension Portability Rules for Retiring Plan Members in Ontario

Published on 10/08/2015

Pensions and Retirement > Employer pension plans

Recent changes to Ontario's Pension Benefits Act prevent defined contribution pension plan members from converting their entitlements to annuities once they pass normal retirement age, even if they are not receiving income payments from the pension plan. This submission recommends corrective, retroactive, changes to the PBA.

Submission to Finance Canada concerning the unintended scope of Bill C-377

Published on 05/08/2015

Taxation > Federal Taxation

Industry seeks amendment of section 149.01 of the Income Tax Act

CLHIA Federal Budget Submission 2016

Published on 11/02/2016

Taxation > Federal Taxation

Submission

CLHIA is pleased to respond to the New Brunswick Literacy Secretariat's consultation paper, engageNB Literacy

Published on 29/07/2015

Consumers > Financial Literacy Initiatives

The Canadian Life and Health Insurance Association (CLHIA) is pleased to respond to the New Brunswick Literacy Secretariat's consultation paper, engageNB Literacy.

CLHIA comments on the proposed regulation "Exception from Passive Income for Certain Foreign Insurance Companies"

Published on 23/07/2015

Taxation > International Taxation

Submission to the Internal Revenue Service

CLHIA recommends New Brunswick amend pension regulation to promote retirement income sustainability and harmonization with other jurisdictions

Published on 29/07/2015

Pensions and Retirement > Registered Products (RRSP, LIRA, RRIF)

Canada's life insurance industry recommends a simple regulatory amendment to reduce the risk that former members of pension plans will outlive their retirement savings

Canadian Life and Health Insurance Industry submission on Access to Prescription Drugs in New Brunswick

Published on 24/07/2015

Prescription Drug Costs > Drug pricing Provincial & territorial drug program information

Industry input to the Discussion Paper published by the Department of Health in June 2015

CLHIA's comments on the proposed Prearranged Funeral Services Act Regulation

Published on 28/07/2015

Distribution > Sales practices

Our comments on the proposed regulation relate to the provisions intended to establish special licensing requirements for funeral directors who sell prearranged funeral plans funded by insurance